Abaxhasi bethu namavolontiya bahlanganyela umbono we-Prairie State Legal Services (PSLS) womphakathi lapho wonke umuntu, kungakhathaliseki ukuthi uhola malini, ekwazi ukuthola izinsiza zomthetho. Ukunikeza izinsiza zomthetho zamahhala kubantu base-Illinois abasengozini kakhulu kubaluleke kakhulu kunangaphambili. Kukhona imindeni engaphezu kuka-228,000 engenayo imali engaphansi kuka-125% wezinga lobumpofu ehlala endaweni yethu yenkonzo enezifunda ezingu-36. Ngaphezu kwalokho, kulinganiselwa ukuthi engu-169,000 XNUMX yale mizi izobhekana nenkinga yezomthetho ngonyaka othile endaweni yethu yenkonzo.

Ukungenelela kwe-PSLS kungasiza ukugcina umndeni uqinile futhi usekhaya, kusize umuntu ahlale eqashiwe noma esikoleni, futhi enze ngcono imiphumela yezempilo. Amasevisi ethu asiza abantu ukuba bahlangabezane nezidingo eziyisisekelo njengokudla, indawo yokuhlala, nokuphepha. Sisiza abantu abasezinhlekeleleni, sibhekane nokungalingani kwesistimu, futhi sivuselele imiphakathi yethu.

Nazi nje ezintathu zempumelelo yethu:

I-PSLS Isiza Ubaba Oyedwa Ukugwema Ukuxoshwa

UJim*, ubaba ongayedwa oneminyaka engu-40 ubudala obhekene nokuxoshwa, weza ku-PSLS lapho ephelelwa umsebenzi ngesikhathi sodlame. Ngaphandle kokumiswa kokuxoshwa kwabantu benqabela ukuxoshwa kwabantu ngesikhathi sodlame, umnikazi wendawo wazama ukufaka uJim ukuthi axoshwe ngokuthi unikeze uJim isimemezelo se-Illinois Housing Development Authority (IHDA) kodwa uJim wehlulekile ukusayina nokubuyisela Isimemezelo se-IHDA ukuze afanelekele ukuvikelwa kwe-Illinois Eviction Moratorium. UJim wahlangana ne-PSLS kolunye lwezinhlelo zethu zomtholampilo wokuxoshwa ngoFebhuwari 2021. Ngaleso sikhathi, uJim wayesesebenza ngokugcwele futhi. Eqinisweni, wayesebenza amahora amaningi. Isifunda sasePrairie samela uJim futhi sahambisa Isimemezelo se-IHDA kumninindlu ukuze amise ukuqhubeka kokuxoshwa. Abasebenzi beSifundazwe sasePrairie babe sebexoxisana ngohlelo lokukhokha ukuze uJim akhokhe imali yerenti edlulelwe yisikhathi futhi ahlale emzini wakhe ngenketho yokuqashisa okusha. Ekuqaleni, uJim wayengafuni ukufaka isicelo sosizo lokuqasha, ngoba wayeziqhenya futhi ekholelwa ukuthi kufanele futhi akhokhe imali yerenti engakhokhiwe nezinye izindleko ngaphandle kosizo. Nokho, ngemva kokukhokha imali engaphezu kuka-$5,000, uJim wabona ukuthi wayedinga usizo ukuze akhokhe yonke imali ayeyikweleta. Abasebenzi basePrairie State bamsize ngokufaka isicelo nokuthola u-$2,000 wosizo lokuqasha. Ngemva kokuba lezi zimali sezikhokhiwe, icala lokuxoshwa lachithwa ngokubandlulula futhi uJim wasayina isivumelwano esisha sokuqashisa nomqashi wakhe.

I-PSLS Isiza Oyisisulu Sodlame Lwasekhaya

Ngo-November 2021, i-PSLS yasiza uKarla* ukuba athole umyalo weminyaka engu-2 wokuvikela umyeni wakhe, u-Adam. Ubelokhu ehlukumeza kusukela ekuqaleni kobudlelwane babo, emzwisa ubuhlungu njalo kusukela ngo-2005. U-Karla unezingane ezimbili ezincane naye. Ngo-Okthoba 2021, phambi kwezingane zabo, u-Adam wajikijela uKarla phansi ezitebhisini kwabangela ukulimala okukhulu. Waquleka futhi walimala kakhulu ebusweni nasemhlane. Kamuva odokotela bakaKarla bamtshela ukuthi bakholelwa ukuthi u-Adam wamnyathela ebusweni ephindelela ngesikhathi equlekile. Umhlathi wakhe wawudinga ukwakhiwa kabusha. U-Adam waboshwa futhi wathweswa icala lebhethri lasekhaya elibi. Isifunda sasePrairie samela uKarla futhi sathola umyalelo wokuvikela weminyaka emi-2 owawumvimbela ukuthi axhumane noma alimaze u-Karla noma izingane zabo. U-Adam wayehlose ukuthumela ibhondi yakhe engu-$5,000 (u-10% webheyili) futhi wafakaza kanjalo ngesikhathi sokuqulwa kwecala lakhe. Nokho, ngemva kokuba inkantolo nommeli woMbuso belalele ubufakazi ecaleni, ibheyili ka-Adam yanyuswa isuka ku-$50,000 yaya ku-$500,000, kwaqinisekisa ukuthi ngeke adedelwe ejele ngaphambi kokuqulwa kwecala lakhe, nokuqinisekisa ukuphepha kukaKarla nokuphepha kwezingane zakhe nomphakathi.

I-PSLS Yonga Izinzuzo Zezindlu Ezixhaswe

Abaphathi bezezindlu basinqamula ivawusha Yokukhetha Ezezindlu yendoda eneminyaka engu-70 ubudala, uLawrence. * Ivawusha yanika uLawrence ithuba lokuhlala efulethini ayengakwazi ukulithenga. U-Lawrence wahlinzwa ngomdlavuza womphimbo futhi wayelashwa ngamakhemikhali ngesikhathi uMnyango wezeziNdlu unqamula ivawusha yakhe. Abaphathi bezezindlu bathathe lesi sinyathelo ngoba uLawrence wehlulekile ukubika njengemali yempesheni encane engu- $ 62 ngenyanga ayithola iminyaka emihlanu, nokuyinto ethinte inani lerenti ayikhokhiswayo. U-Lawrence wayekholelwa ngephutha ukuthi phambilini wayebike le mali njengengxenye yemali ayitholayo kwi-Social Security. Kodwa-ke, abakwaZindlu bakubize ngokwehluleka ngenhloso ukubika imali engenayo. AbakwaPrairie State Legal Services bamele uLawrence ngesikhathi kulalelwa icala lakhe lapho edluliswa icala futhi wakufakazela ngempumelelo ukuthi uLawrence wenze iphutha, nokungelona elenhloso. Ngokuya ngeminyaka nezinselelo zezempilo zikaLawrence, iPrairie State icele indawo yokuhlala efanelekile ukuze uLawrence athole usizo ngokubika ekunqunyweni kabusha kwesikhathi esizayo kokufaneleka kwevawusha yakhe. Isinqumo sokulalelwa kwecala besivuna ngokuphelele uLawrence, siguqula isinqumo sokuqala sokunqamula ivawusha yakhe, futhi savumela uLawrence ukuthi akhokhe umehluko werenti ngohlelo lokukhokha. Lokhu kwavumela uLawrence ukuthi anakekele izindlu zakhe zomxhaso futhi agweme ukungabi nakhaya.

*Amagama eklayenti naweqembu ayashintshwa ukuze kugcinwe kuyimfihlo.